Have you been injured in a Uber or Lyft accident?
Many people have come to rely on the convenience of Uber and Lyft drivers for transportation. Most of the time, passengers reach their destination safely. But as with any endeavor on the road, uncertainties abound. Accidents are an unfortunate reality, and they do not make any exception for rideshare drivers.
Rideshare accidents involve an additional layer of complication due to the fact that not only is the personal insurance policy of the driver involved, but also that of the rideshare company itself. In most cases, the company’s insurance takes precedent.
If an Uber or Lyft driver was at fault, recovering from the driver may prove difficult if he or she only has a personal auto insurance policy. This is due to the fact that personal policies do not provide coverage when a driver is engaged in a commercial operation, including carrying passengers for a rideshare company. One notable exception to this rule involves an accident at a time when the driver was between trips. In such an instance, the driver’s personal policy may provide coverage.
What do I do if a loved one or myself has been involved in an Uber or Lyft accident?
After an auto accident of any kind, your first step ought to be to contact local police. They will create a written report that will serve as a record of the accident. Accounts of accidents can vary from person to person. Be sure to document the make, model and license plate number of every vehicle involved and take photos of the scene if possible. Exchange contact information with all other drivers involved including phone numbers, names, addresses, and driver’s license numbers. Take note of the condition of the driver at the time of the crash. Was he or she driving recklessly or carelessly? Does he or she appear to be under the influence? Lastly, be sure to seek medical attention right away.
If you are a rideshare driver and have been involved in an accident, contact your company right away. However, be sure to speak with an lawyer first. Your lawyer can inform you of rights that you may not know you have. Don’t let an insurance agent convince you to give up information that may be used against you in your case.
Who is the responsible party in an Uber or Lyft accident?
The person at-fault will be liable, as in other accident types. Hawaii is one of the few states that has a “no-fault” system, meaning that in most cases, some coverage can be provided regardless of liability. However, ride sharing accidents differ in that the company’s insurance will most often be handling the claim. This means that the no-fault system may or may not apply. Speak with your lawyer regarding matters such as these, as they can help you to determine what the laws pertaining to your particular case are.
If you or a loved one has been injured in a rideshare accident, call one of our experienced Hawaii Uber/Lyft Accident Lawyers today.